Pre-Retirement Planning Workshop Series
Whether you’re a long-term employee or just getting started in your career, it’s important to take an active role in planning for a secure retirement. UC offers education and counseling to support you along the way — all available at no cost to you. The UCR Human Resources Benefits Office is sponsoring a Pre-Retirement Planning Webinar Series open to all UCR faculty, staff and retirees to provide information about resources and steps you will need to take in order to plan for your retirement from UC.
Pre-Retirement Planning Virtual Workshops & Resources
Medicare Webinar
Kaiser Permanente Medicare Health Plan Information Session
- Tuesday August 5 |10 - 11:00 a.m.
- Tuesday September 9 |10 - 11:00 a.m.
Registration: Monthly Medicare Informational Webinars
Topics
- How Medicare Works: Parts A, B, C & D
- Wjen you are eligible for Medicare
- How to enroll in Medicare
- How the Kaiser Permanente Medicare Advantage plan works with UC health coverage
- A question-and-answer session will be held at the conclusion of the presentation
Please use this link to register for this and/or any upcoming monthly Medicare webinars throughout the year Monthly Medicare Informational Webinars.
UC Retirement Webinar Schedule
It’s recommended, but not required, that you attend the webinars in the order listed above.
Preparing for Retirement
The Preparing for Retirement webinar provides a broad overview of UC’s retirement benefits and lays the foundation for the Retiree Health Benefits and UC Retirement Process presentations.
- Tuesday, August 12, 2025 | 10:00 - 12:30 p.m | Sign up
Retiree Health Benefits
This webinar is intended for those considering retirement from UC within the next 4-12 months. We’ll provide an in-depth review of the eligibility rules for retiree health coverage, your health plan options (including Medicare coordination), how to determine your premiums and commonly asked questions.
- Tuesday, August 20, 2025 | 2:00 - 4:00 p.m. | Sign up
The UC Retirement Process – From Start to Finish
This webinar is meant for UCRP members who are planning to retire within the next 4-12 months. We’ll explain everything you need to know about the retirement process, including required forms, important deadlines and helpful resources.
- Tuesday, August 26, 2025 | 10:00 a.m. - 12:00 p.m. | Sign up
ROTH IRA Webinar
Thursday, July 17, 2025 | 9:00 a.m. | Sign up
Roth Contribution Option
Who Might Benefit From Contributions
While Roth contributions are designed for anyone who likes the idea of potentially tax-free retirement income, here are some scenarios to consider:
- Are you a younger saver?
- In general, the younger you are when you start making Roth contributions, the more you may benefit. Why? Because you have a longer time frame for growth and to benefit from the power of compounding.
- Think your income tax rate will be higher in retirement?
- If you think your tax rate will be higher in retirement—either due to higher income or higher overall tax rates—when you take your distributions, consider making Roth contributions.
- Want tax flexibility in retirement? Once you retire, your expenses may vary more year-to-year than they do today.
- Roth dollars can help you cover larger expenses without increasing your taxable income for the year. And, if you have a combination of pretax and Roth contributions, you have flexibility to chose which distribution type to take based on your tax situation.
- Interested in leaving tax-free money to your beneficiaries?
- Roth dollars are potentially free of federal income taxes to beneficiaries of inherited retirement savings. The pros and cons are subtle and complex, however, so consult an attorney or estate planning expert before attempting to use your RSP as part of your estate plan.
- Not eligible to contribute to a Roth?
- While income limits may prevent you from contributing to a Roth, the UC 403(b) and 457(b) Plans don’t carry these income limits. So if you’re not eligible to contribute to a Roth due to income limits, but would like potentially tax-free income in retirement, consider Roth contributions.
UC Riverside – Retirement Benefits Chat with Fidelity Investments
Thursday, July 24, 2025, 12:00 PM Pacific Time (US and Canada)
Fidelity Chat Hours is an open forum where UC Riverside faculty and staff can discuss questions and concerns surrounding retirement benefits, financial wellness, saving, and investing with Workplace Financial Consultants from Fidelity Investments who are dedicated advisors to the University of California.
Join the Meeting:
Please click here to register to join the webinar: https://fmr.zoom.us/webinar/register/WN_MoWU8Sw-SQGLGToZ8w6Kgg
Meeting ID: 950 9758 4422 | Passcode: 583033
SIP: 95097584422@zoomcrc.com | Passcode: 583033
After registering, you will receive a confirmation email containing information about joining the webinar.
Fundamentals of Retirement Income Planning
Coming soon| For more information on retirement webinars and resources, please visit UCnet
The Fundamentals of Retirement Income Planning will show you how to best plan for the retirement you envision by building a retirement income plan. The workshop will review key concepts, considerations and resources for determining when you are ready to retire.
Making the Most of Social Security
Coming soon| For more information on retirement webinars and resources, please visit UCnet
Making the Most of Social Security will teach you how Social Security works and things to consider when deciding when and how to claim social security at retirement.
Pathway to Retirement
Coming soon| For more information on retirement webinars and resources, please visit UCnet
The University of California is offering the Pathway to Retirement Virtual Planning Workshop to help employees from UC Riverside plan for financial security and enjoy all that retirement brings. Whether it's months or years away, your pathway to retirement starts here!
Planning Essentials Agenda
- Envisioning your retirement
- Income planning for the long term
- UC Pension and Retirement Savings Program benefits
- Social Security benefits and claiming strategies
- Health coverage for retirees
- Navigating the UC retirement process
- Important resources and next steps
Featured speakers include a retirement counselor from the UC Retirement Administration Service Center who will explain your UC retirement benefits and eligibility rules for retiree health, describe the steps you need to take when you’re ready to retire, and answer your questions.
Internal Retirement Process Webinar
Coming soon| For more information on retirement webinars and resources, please visit UCnet
The UCR Central, Benefits Office, Emeriti and Retiree Association and Wellness Program Office will be providing a virtual overview of the pre-retirement process for all faculty and staff, including reviewing a checklist of items required to be prepared to retire and membership benefits of the Emeriti and Retiree Association and Wellness Programs.
Retirement Resources
Prudential Life Insurance Conversion Estimator Tool
Prudential offers a life insurance conversion estimator tool on the Prudential microsite for UC members. This helpful tool allows employees who are considering converting their insurance benefit to preview an estimate of the premiums before they decide to convert. To access the life insurance conversion estimator tool, please visit the Prudential Estimate Your Life Insurance Needs website.
Additional Resources
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Conversion/Probability Life Insurance Rate Information